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Budgeting on a Dime

Achieving Financial Freedom, One Dime at a Time

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An extra $300 a month can cover groceries, a utility bill, or pad your savings — and it doesn’t have to take much effort. These cashback and rewards apps make it easy to earn from habits you already have, like shopping and walking. I’ve included exclusive referral bonuses to help you get started, so you’re earning from day one instead of waiting.

As an Amazon Associate, I earn from qualifying purchases as well as commissions via other affiliate links in this post. This is at no extra cost to you! Read the full disclosure here.

*Bonuses accurate at time of posting*

Games and Survey Apps

Looking for easy ways to save money while having fun? Game and survey apps are among the best cashback apps that let you earn rewards right from your couch. With these apps, you can take short surveys, play engaging games, or complete simple tasks to rack up points that can be redeemed for gift cards or cash. Plus, using my top referral codes can unlock special bonuses, helping you start with extra points or cash in your account. Whether you’re waiting in line or relaxing at home, these apps turn downtime into money-making opportunities.

Scrambly – 5000 bonus points (that equals $5) once you earn your first 5000 points if you sign up through my link.

Benjamin – $1 bonus if you sign up with referral code urQPLqM61j

Eureka – $1 bonus survey if you use referral code SFJ2XY

Pogo – 250 bonus points once you reach 5000 points if you use referral code ZMJW6Z

Swagbucks – 300 bonus points once you reach 300 points if you use this link plus a $10 signup bonus.

Paid Viewpoint – $1.00 welcome bonus for registration survey.

Copper – Once you earn 500 creds you’ll get 500 bonus creds.

Shopping Apps

Shopping apps are some of the best cashback apps for turning everyday purchases into rewards. From groceries and gas to household essentials, these apps offer easy ways to save money by giving you rebates, discounts, and even cash back on items you already buy. With the help of top referral codes, you can unlock exclusive bonuses like sign-up cash or extra rewards, making your savings grow even faster. Whether you’re stocking up on weekly groceries or filling up your tank, these apps help you earn gift cards and cash effortlessly, putting more money back in your pocket.

Ibotta – $5 bonus if you sign up with referral code G9ZTUA

Fetch – 1000 bonus points when you snap your first receipt using referral code FD8KB

Receipt Hog – Earn a bonus when you sign up using referral code mim76576 and upload your first receipt.

Receipt Jar – I’ll love you forever if you use my referral code KATHM8M3D but sadly the only bonus is for me.

Upside – Earn an extra $.15 per gallon back on your first fill up when you use referral code J2B6W8

Walking Apps

Walking apps are among the best cashback apps for staying active and earning rewards at the same time. They turn your daily steps into easy ways to save money by offering points that can be redeemed for gift cards, cash, or discounts. Many of these apps also let you earn extra by watching videos or taking surveys, giving you even more opportunities to boost your rewards. With top referral codes, you can start with bonus points and make every step count. The more you walk, the more you earn—making it a win-win for your health and your wallet!

Evidation – Earn an extra 100 points using referral code X4dDGnAQ

GeoSmile – Use referral code uNsUv9vVg to let them know I sent you!

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About Me profile picture

Hi there!

My name is Katie and I'm excited you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

More About Me

📌 Follow Me on Pinterest for Budget-Friendly Inspiration!

From budget-friendly snacks and meals to no-spend challenges ideas, I’m pinning easy, doable ideas that help you save more and stress less.

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Frugal meals, DIY fixes, and smart money tips—pinned daily just for you.

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🛠️ Budget-Friendly Kitchen Tools I Love

These are my go-to tools for easier meal prep, faster weeknight cooking, and stretching ingredients as far as possible while staying budget-friendly.

    ✦ ✦ ✦
  1. MEAL-PREP STORAGE KIT This set singlehandedly fixed my biggest freezer-prep headache: spills, wasted food, and unlabeled mystery meals. View Tool →
  2. FREEZER FOOD BLOCK This solved my biggest freezer problem: bags that freeze in weird shapes I can’t stack. View Tool →
  3. PRODUCE SAVER This little gadget saves me more money in spoiled produce than I ever expected. View Tool →
  4. MAGIC BULLET I love this because it handles all the small prep jobs—smoothies, sauces, dips, and quick chopping—without dragging out my big blender. View Tool →

*Links above may be affiliate links, which means I may earn a small commission at no extra cost to you. Thank you for supporting my little family!*

💰 Grab the Budget Plan I Used to Pay Off 20K in Debt

🏆 I was named an expert by ApartmentGuide!

Check out the featured article:
Ultimate Guide to Quality Time With Your Partner | ApartmentGuide

ApartmentGuide is a subsidiary of Redfin.com

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Heads up! 😊 Some of the links on my page are affiliate links. As an Amazon Associate, I earn from qualifying purchases, along with commissions from other partners — all at no extra cost to you.

Read my full disclosure here if you're curious.
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