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Category: Budgeting

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How to Budget Your Money with Intentional Spending: 3 Questions to Ask

Posted on July 3, 2025July 3, 2025 by Katie

Have you ever opened your bank statement, felt your heart sink, and wondered, “Where did all my money actually go this month?” I’ve been blindsided by that monthly statement too, and the stress is no joke. The confusion and frustration can feel overwhelming. But here’s what I’ve discovered: learning how to budget your money with…

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Couple enjoying a cozy evening by the campfire under string lights in a forest setting.

Reset Your Budget: How to Crush a No-Spend Challenge

Posted on July 1, 2025July 1, 2025 by Katie

What if you hit pause on spending for 30 days? No Target runs. No takeout. No late-night Amazon scrolling. Just a full month of financial breathing room, where you watch your savings grow and your spending habits shift—for good. That’s what a no-spend challenge is all about. It’s not about restriction; it’s about clarity. And…

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Why am I broke? One dollar bill laying on wood table

Why Am I Broke? The Full Truth You Need to Hear

Posted on October 17, 2024January 5, 2025 by Katie

Ever wondered, “Why am I broke?” You’re not alone. Many people face financial struggles, leading to frustration and doubt about their future. The truth is, being broke can stem from many reasons. Understanding these reasons is the first step to financial stability. Let’s take a closer look at why you might be facing some financial…

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How to Build a Rainy Day Fund: Stop Freaking Out When Life Pours

Posted on September 22, 2024October 13, 2024 by Katie

Creating a rainy day fund is a key step to financial security and peace of mind. Unexpected expenses, such as car repairs or medical bills, can be managed better with a financial safety net. The process involves setting goals, automating savings, and identifying unnecessary expenses. Avoid common mistakes like setting unrealistic goals or dipping into funds prematurely. Emphasizing financial preparedness can transform anxiety into confidence, enabling you to face life’s surprises calmly and fostering a secure financial future.

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Budgeting Tips for Beginners

Budgeting Tips for Beginners: Increase Your Savings Now

Posted on September 2, 2024January 5, 2025 by Katie

Starting a budget can feel overwhelming, but it’s the first step if you want to grow your savings. Whether you’re looking to save for a big purchase, pay off debt, or simply gain better control over your finances it’s necessary. There are countless practical budgeting tips for beginners that can help you create a budget,…

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Budgeting Tools

Welcome to Your Ultimate Budgeting Resource Hub! Take control of your money with ease! This all-in-one collection of budgeting tools is designed to help you stay on top of your spending, save for what matters most, and tackle debt like a pro. Whether you’re planning for the future or working toward a specific financial goal,…

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7 Money Habits That Keep You Poor

7 Money Habits That Keep You Poor—Break Free Now

Posted on August 1, 2024January 7, 2025 by Katie

Are you tired of living paycheck to paycheck, feeling like you won’t ever get ahead? It’s time to take a closer look at the money habits that keep you poor. Let’s look at the common habits that can keep you stuck in a cycle of poverty and provide actionable steps to break free. By recognizing…

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Frugal Living Tips and Tricks

Frugal Living Tips: How to Save Time and Money

Posted on July 26, 2024December 20, 2024 by Katie

Frugal living can be a very misunderstood term. I’ve frequently been called frugal with the sentiment that this is a bad thing. I take it as a compliment because, to me, being frugal means being smart with money and spending it intentionally. Whatever you believe about the term, following these frugal living tips and hacks…

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Short-term financial goals and long-term financial goals

Short-Term and Long-Term Financial Goals: How to Smash Both

Posted on July 14, 2024August 29, 2024 by Katie

Balancing both short-term financial goals with your long-term financial goals can feel like a juggling act, but with the right approach, you can achieve both. Understanding the differences between these goals and how to prioritize them is key to achieving both and securing your financial future. How Do Short-Term Financial Goals Differ from Long-Term Financial…

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Monarch Money: the Good, the Bad, and the Competitors

Posted on July 7, 2024January 8, 2025 by Katie

Monarch Money emerged as a popular personal finance tool rivaling Mint when they shut down earlier this year. They offer a range of features designed to help you manage your finances effectively. Let’s dive into the strengths and weaknesses of the Monarch Money app and see how it measures up against its competitors in the…

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About Me profile picture

Hi there!

My name is Katie and I'm so glad you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

Learn More Here!

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