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Apple cider donuts coated in cinnamon sugar on a cooling rack with a bowl of spiced sugar—perfect for fall baking and a fun idea for what to make with apples.

Things to Make with Apples: Fall Bread Recipes

Posted on July 14, 2025July 14, 2025 by Katie

Every year when the mornings turn crisp and the leaves start to crunch underfoot, I find myself reaching for that first bag of fresh apples—sometimes from a roadside stand, sometimes just from a good sale at the store. Either way, that first bite always reminds me: it’s baking season. For me, fall baking has always…

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Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Tailgate Food for a Crowd (on a Budget!)

Posted on July 13, 2025July 13, 2025 by Katie

There’s something magical about a tailgate morning—the clink of coolers being loaded, folding chairs tossed into trunks, someone yelling, “Don’t forget the mustard!” before the convoy pulls out. The food might not come from a five-star kitchen, but that’s part of the charm. Tailgating is where paper plates and touchdown dances collide—and honestly, some of…

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Bowl of creamy spinach dip served in a vintage glass dish, perfect for crackers or chips at a budget-friendly game day gathering.

Cheap and Easy Game Day Dips that Score

Posted on July 7, 2025July 13, 2025 by Katie

Growing up, game day meant paper plates stacked high, the buzz of the TV in the background, and the smell of something warm coming from the kitchen. I didn’t always know who was playing—but I knew there’d be snacks. Someone would bring the “famous” game day dip (usually they refused to share the recipe), and…

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Decorative football-themed cookies and snacks at a party setup, perfect for sports enthusiasts.

The Ultimate Guide to Football Party Snacks on a Budget

Posted on July 5, 2025July 5, 2025 by Katie

Want to throw an epic game day party without emptying your wallet? You don’t need a sky-high grocery bill to throw a game day party your guests will remember. With a little creativity and the right recipes, you can serve up football party snacks on a budget that are just as satisfying as the big-ticket…

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money, coins, stack, stacked coins, loose change, growing money, money tower, euro, currency, cash, metal money, finance, silver, wealth, prosperity, concept, idea, money, money, money, money, money

How to Budget Your Money with Intentional Spending: 3 Questions to Ask

Posted on July 3, 2025July 3, 2025 by Katie

Have you ever opened your bank statement, felt your heart sink, and wondered, “Where did all my money actually go this month?” I’ve been blindsided by that monthly statement too, and the stress is no joke. The confusion and frustration can feel overwhelming. But here’s what I’ve discovered: learning how to budget your money with…

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Couple enjoying a cozy evening by the campfire under string lights in a forest setting.

Reset Your Budget: How to Crush a No-Spend Challenge

Posted on July 1, 2025July 1, 2025 by Katie

What if you hit pause on spending for 30 days? No Target runs. No takeout. No late-night Amazon scrolling. Just a full month of financial breathing room, where you watch your savings grow and your spending habits shift—for good. That’s what a no-spend challenge is all about. It’s not about restriction; it’s about clarity. And…

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Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Cheap & Easy Cheeseburger Ranch Dip

Posted on June 20, 2025June 20, 2025 by Katie

This recipe started with a few leftover burger patties and zero desire to cook. After a long day, I opened the fridge looking for something—anything—that could come together fast. I had sour cream, a bit of mayo, some ranch seasoning, and the last of the green onions from the weekend. What I ended up with…

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Homemade chocolate caramel coffee creamer in a vintage glass pitcher next to a cream-colored coffee canister with black lettering, styled on a wooden tray with a floral napkin.

4-Ingredient Homemade Chocolate Caramel Coffee Creamer

Posted on June 19, 2025June 20, 2025 by Katie

I still remember the first time I treated myself to one of those dreamy coffee-shop lattes—ribbons of chocolate and caramel, a cloud of whipped cream on top. It felt like a small escape from the chaos of the day. But now? Even a basic bottle of store-bought creamer can feel like an indulgence, with prices…

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person holding an american flag

Easy Make-Ahead 4th of July Appetizers to Keep Your Party Simple

Posted on June 9, 2025June 9, 2025 by Katie

Every year, I tell myself the same thing: This time, I just want to keep it simple. A backyard BBQ that’s easy, fun, and doesn’t have me rushing around while guests are already digging into the chips. I want to be present, not stuck behind the stove—and that’s where prepping ahead makes all the difference….

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photo of fireworks display

Easy 4th of July Desserts That Are 100% No-Bake

Posted on May 27, 2025May 28, 2025 by Katie

There’s something special about the Fourth of July—the laughter drifting through the yard, the glow of sparklers at dusk, the quiet joy of everyone gathered just to celebrate being together. And right in the middle of it all? That one dessert everyone keeps going back for. The best 4th of July desserts don’t need to…

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About Me profile picture

Hi there!

My name is Katie and I'm so glad you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

Learn More Here!

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