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Budgeting on a Dime

Achieving Financial Freedom, One Dime at a Time

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Hi, I’m Katie, and I’ve been right where you are.

In 2016 I was drowning in debt, overwhelmed, and unsure how to climb out of the financial hole I was in. I knew something had to change, so I made the decision to take control of my financial future—and my life.

Here’s what I’ve learned along the way:

  • Take Charge: The first step is realizing you have the power to change your situation. No one else can do it for you.
  • Trial and Error: I explored every debt-reduction strategy under the sun—budgeting, side hustles, cutting expenses, you name it. Some worked better than others, but every step moved me closer to freedom.
  • The Payoff: After years of dedication and hard work, I paid off my debt, built up my savings, and even bought my first home.

Now, my mission is to help others who feel stuck and overwhelmed. Whether it’s tackling debt, building a budget, or saving for your dreams, I’m here to show you that it’s possible—because if I can do it, so can you.

Remember, you’re not alone. Let’s tackle this together! 💪🏼

Start here with simple tips to start saving at the grocery store!


Check out the recent ApartmentGuide article we were featured in:

Sometimes it’s fun to plan an elaborate night out. Maybe you and your partner enjoy exploring the restaurants around your New York, NY apartment, finding new activities near your Tucson, AZ rental house, or simply grabbing a drink from the bar near your Cincinnati, OH home. But in today’s busy world, date-night can often feel like just another thing to tack onto your schedule. 

Regardless of the amount of time and resources you have to plan an evening, there are a number of ways to spend quality time with your partner at home, no matter how packed your planner might feel. 

Read the full article here: Ultimate Guide to Quality Time With Your Partner | ApartmentGuide


A little bit about me: I’m a total research nerd who thrives on making lists and crossing things off of them. I’m also a proud cat mom to two furballs who… well, let’s just say they aren’t exactly besties. When I’m not breaking up their kitty squabbles, you’ll probably find me hunting down vintage treasures, binge-watching old episodes of Friends, or brainstorming creative ways to save more money. I’m all about finding the charm in frugality and sharing tips that make life a little easier—and a lot more budget-friendly!

Let’s connect on social media, where you can follow me for tips on how to save money and get out of debt.

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  • May 27, 2025 by Katie Easy 4th of July Desserts That Are 100% No-Bake
  • May 13, 2025 by Katie Warm Gouda & Tahini Cream Cheese Dip
  • May 1, 2025 by Katie DIY Honey Almond Fluff Coffee Creamer Recipe
  • April 23, 2025 by Katie Pickled Onion Egg Salad
  • April 20, 2025 by Katie Creamy Shrimp Salad Sandwich Spread

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Hi there!

My name is Katie and I'm so glad you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

Learn More Here!

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Grab the Budget Plan I used to pay off 20K in debt here!

I was named an expert by ApartmentGuide! Check out the featured article: Ultimate Guide to Quality Time With Your Partner | ApartmentGuide

ApartmentGuide is a subsidiary of Redfin.com

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