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Author: Katie

Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Tailgate Food for a Crowd (on a Budget!)

Posted on July 13, 2025July 20, 2025 by Katie

There’s something magical about a tailgate morning—the clink of coolers being loaded, folding chairs tossed into trunks, someone yelling, “Don’t forget the mustard!” before the convoy pulls out. The food might not come from a five-star kitchen, but that’s part of the charm. Tailgating is where paper plates and touchdown dances collide—and honestly, some of…

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Bowl of creamy spinach dip served in a vintage glass dish, perfect for crackers or chips at a budget-friendly game day gathering.

Cheap and Easy Game Day Dips that Score

Posted on July 7, 2025July 20, 2025 by Katie

Growing up, game day meant paper plates stacked high, the buzz of the TV in the background, and the smell of something warm coming from the kitchen. I didn’t always know who was playing—but I knew there’d be snacks. Someone would bring the “famous” game day dip (usually they refused to share the recipe), and…

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Decorative football-themed cookies and snacks at a party setup, perfect for sports enthusiasts.

The Ultimate Guide to Football Party Snacks on a Budget

Posted on July 5, 2025July 20, 2025 by Katie

Want to throw an epic game day party without emptying your wallet? You don’t need a sky-high grocery bill to throw a game day party your guests will remember. With a little creativity and the right recipes, you can serve up football party snacks on a budget that are just as satisfying as the big-ticket…

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Couple enjoying a cozy evening by the campfire under string lights in a forest setting.

Reset Your Budget: How to Crush a No-Spend Challenge

Posted on July 1, 2025July 1, 2025 by Katie

What if you hit pause on spending for 30 days? No Target runs. No takeout. No late-night Amazon scrolling. Just a full month of financial breathing room, where you watch your savings grow and your spending habits shift—for good. That’s what a no-spend challenge is all about. It’s not about restriction; it’s about clarity. And…

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woman in gray sweater online shopping

Essential Credit Card Hacks You Need to Know to Save Big and Stay Secure

Posted on December 1, 2024December 19, 2024 by Katie

Imagine saving money on interest costs, collecting cashback, or even accruing points toward your perfect trip. Now imagine that you’re doing this just by following a few simple credit card hacks. Whether you’re an expert or a novice, these credit card hacks have the chance to make real improvements to your journey in finance. Get…

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Credit Score Myths Debunked

7 Surprising Credit Score Myths That Are Hurting Your Financial Security Right Now

Posted on October 24, 2024January 7, 2025 by Katie

There’s a lot of bad information out there, and it’s hard to understand credit scores. Let’s sift through some of the most common credit score myths and set the record straight on the top seven misconceptions that could be damaging your financial health. Many people are unwittingly making mistakes because they either don’t understand how…

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Why am I broke? One dollar bill laying on wood table

Why Am I Broke? The Full Truth You Need to Hear

Posted on October 17, 2024January 5, 2025 by Katie

Ever wondered, “Why am I broke?” You’re not alone. Many people face financial struggles, leading to frustration and doubt about their future. The truth is, being broke can stem from many reasons. Understanding these reasons is the first step to financial stability. Let’s take a closer look at why you might be facing some financial…

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a cute dog wearing raincoat near its owner

How to Build a Rainy Day Fund: Stop Freaking Out When Life Pours

Posted on September 22, 2024October 13, 2024 by Katie

Creating a rainy day fund is a key step to financial security and peace of mind. Unexpected expenses, such as car repairs or medical bills, can be managed better with a financial safety net. The process involves setting goals, automating savings, and identifying unnecessary expenses. Avoid common mistakes like setting unrealistic goals or dipping into funds prematurely. Emphasizing financial preparedness can transform anxiety into confidence, enabling you to face life’s surprises calmly and fostering a secure financial future.

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About Me profile picture

Hi there!

My name is Katie and I'm excited you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

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Frugal meals, DIY fixes, and smart money tips—pinned daily just for you.

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