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Category: Budget Recipes

Chocolate-dipped caramel apples with chopped nuts on sticks – festive things to make with apples and fun, simple fall treats for parties and kids.

Things to Make with Apples: Simple Fall Treats

Posted on July 17, 2025August 8, 2025 by Katie

There’s a special kind of magic in the fall – and for me it always starts with apples. Growing up in New England, apple season was a whole experience. The house would be filled with the smell of baked apples, cinnamon, and butter, and you always knew fall had arrived. I still chase that feeling….

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Apple cider donuts coated in cinnamon sugar on a cooling rack with a bowl of spiced sugar—perfect for fall baking and a fun idea for what to make with apples.

Things to Make with Apples: Easy Fall Bread Recipes

Posted on July 14, 2025August 8, 2025 by Katie

Every year when the mornings turn crisp and the leaves start to crunch underfoot, I find myself reaching for that first bag of fresh apples—sometimes from a roadside stand, sometimes just from a good sale at the store. Either way, that first bite always reminds me: it’s baking season. For me, fall baking has always…

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Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Tailgate Food for a Crowd (on a Budget!)

Posted on July 13, 2025July 20, 2025 by Katie

There’s something magical about a tailgate morning—the clink of coolers being loaded, folding chairs tossed into trunks, someone yelling, “Don’t forget the mustard!” before the convoy pulls out. The food might not come from a five-star kitchen, but that’s part of the charm. Tailgating is where paper plates and touchdown dances collide—and honestly, some of…

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Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Cheap & Easy Cheeseburger Ranch Dip

Posted on June 20, 2025June 20, 2025 by Katie

This recipe started with a few leftover burger patties and zero desire to cook. After a long day, I opened the fridge looking for something—anything—that could come together fast. I had sour cream, a bit of mayo, some ranch seasoning, and the last of the green onions from the weekend. What I ended up with…

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Homemade chocolate caramel coffee creamer in a vintage glass pitcher next to a cream-colored coffee canister with black lettering, styled on a wooden tray with a floral napkin.

4-Ingredient Homemade Chocolate Caramel Coffee Creamer

Posted on June 19, 2025June 20, 2025 by Katie

I still remember the first time I treated myself to one of those dreamy coffee-shop lattes—ribbons of chocolate and caramel, a cloud of whipped cream on top. It felt like a small escape from the chaos of the day. But now? Even a basic bottle of store-bought creamer can feel like an indulgence, with prices…

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person holding an american flag

Easy Make-Ahead 4th of July Appetizers to Keep Your Party Simple

Posted on June 9, 2025July 20, 2025 by Katie

Every year, I tell myself the same thing: This time, I just want to keep it simple. A backyard BBQ that’s easy, fun, and doesn’t have me rushing around while guests are already digging into the chips. I want to be present, not stuck behind the stove—and that’s where prepping ahead makes all the difference….

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photo of fireworks display

Easy 4th of July Desserts That Are 100% No-Bake

Posted on May 27, 2025May 28, 2025 by Katie

There’s something special about the Fourth of July—the laughter drifting through the yard, the glow of sparklers at dusk, the quiet joy of everyone gathered just to celebrate being together. And right in the middle of it all? That one dessert everyone keeps going back for. The best 4th of July desserts don’t need to…

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Gouda, tahini, and cream cheese dip topped with chopped green onions, served with round crackers on a bright pink plate, alongside vintage glassware and a floral napkin.

Warm Gouda & Tahini Cream Cheese Dip

Posted on May 13, 2025May 24, 2025 by Katie

Sometimes the best ideas come from cleaning out the fridge. This warm, melty dip was born out of a “use-it-or-lose-it” moment during my pre-move fridge cleanout.  I had blocks of cream cheese stacking up like Tetris pieces, a hunk of Gouda I forgot I bought, and just enough tahini left at the bottom of the…

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DIY Honey Almond Fluff Coffee Creamer Recipe

Posted on May 1, 2025May 16, 2025 by Katie

There’s something deeply comforting about a quiet morning—the kind where the world hasn’t fully woken up yet, and all you want is a moment that feels like yours. That’s when this Honey Almond Fluff Creamer came to life. I wasn’t chasing perfection—just warmth, sweetness, and something that felt like home in a cup. With a…

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A bowl of creamy egg salad with celery served alongside a bowl of round crackers, displayed on a wooden tray with a floral napkin and a drink in the background.

Pickled Onion Egg Salad

Posted on April 23, 2025May 14, 2025 by Katie

This recipe didn’t come from a moment of inspiration—it came from a fridge in mild chaos. I’d somehow ended up with an entire jar of pickled onions (okay, maybe two), a tub of yogurt teetering on the edge of expiration, and enough hard-boiled eggs to supply a neighborhood potluck. It started as a “let’s just…

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Hi there!

My name is Katie and I'm excited you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

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