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Category: Saving Money

Surprising things I learned from my no-buy challenge: a man holding an empty wallet.

Surprising Things I Learned from My No-Buy Challenge

Posted on September 8, 2024December 26, 2024 by Katie

Discover the surprising lessons from my no-buy challenge—unexpected savings, new habits, and a fresh take on spending. Read how it changed my financial mindset!

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Budgeting Tips for Beginners

Budgeting Tips for Beginners: Increase Your Savings Now

Posted on September 2, 2024January 5, 2025 by Katie

Starting a budget can feel overwhelming, but it’s the first step if you want to grow your savings. Whether you’re looking to save for a big purchase, pay off debt, or simply gain better control over your finances it’s necessary. There are countless practical budgeting tips for beginners that can help you create a budget,…

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pexels-photo-2988232-2988232.jpg

How to Stop Impulse Buying: Surprisingly Effective Tips

Posted on August 19, 2024August 28, 2024 by Katie

Impulse buying can be a drain on your finances, leaving you wondering where all your hard-earned money went. Whether it’s the allure of a flash sale or the temptation of a late-night online shopping spree, these unplanned purchases can quickly add up. But don’t worry! If you’re wondering how to stop impulse buying, there are…

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7 Money Habits That Keep You Poor

7 Money Habits That Keep You Poor—Break Free Now

Posted on August 1, 2024January 7, 2025 by Katie

Are you tired of living paycheck to paycheck, feeling like you won’t ever get ahead? It’s time to take a closer look at the money habits that keep you poor. Let’s look at the common habits that can keep you stuck in a cycle of poverty and provide actionable steps to break free. By recognizing…

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Frugal Living Tips and Tricks

Frugal Living Tips: How to Save Time and Money

Posted on July 26, 2024December 20, 2024 by Katie

Frugal living can be a very misunderstood term. I’ve frequently been called frugal with the sentiment that this is a bad thing. I take it as a compliment because, to me, being frugal means being smart with money and spending it intentionally. Whatever you believe about the term, following these frugal living tips and hacks…

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Useful Traits Savers Have a Tendency to Be

Unlock Why Savers Have A Tendency To Be Successful With Money

Posted on July 20, 2024October 27, 2024 by Katie

Save and spend behavior varies, and in the realm of personal finance and money matters, individuals tend to fall into specific kinds of behavior. Savers have a tendency to be more likely to possess unique patterns regarding personal finance and the way they handle money. Probably because such emphasis is placed on financial goals and…

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Short-term financial goals and long-term financial goals

Short-Term and Long-Term Financial Goals: How to Smash Both

Posted on July 14, 2024August 29, 2024 by Katie

Balancing both short-term financial goals with your long-term financial goals can feel like a juggling act, but with the right approach, you can achieve both. Understanding the differences between these goals and how to prioritize them is key to achieving both and securing your financial future. How Do Short-Term Financial Goals Differ from Long-Term Financial…

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Zero Waste Living

Zero Waste Swaps That Can Actually Save You Money

Posted on July 12, 2024January 8, 2025 by Katie

In today’s world, where sustainability is becoming increasingly important, many people are looking for ways to reduce their environmental impact. One of the most effective strategies is to transition to zero waste living. But did you know that many zero waste swaps can also save you money? From reusable products to DIY solutions, these simple…

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How to spend less money.

Simple Money-Saving Tips: How to Spend Less and Save More

Posted on June 30, 2024January 5, 2025 by Katie

Discover practical and effective money-saving tips for beginners to help you spend less and save more. Take control of your finances and achieve your financial goals. Learn budgeting basics, smart shopping strategies, and more.

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Envelope budgeting

The Truth About Envelope Budgeting: Does it Really Work?

Posted on June 23, 2024January 5, 2025 by Katie

What is Envelope Budgeting and How Does it Work? Envelope budgeting is a simple yet effective cash management system that can help you get a handle on your spending. The basic idea is to divvy up your cash into different envelopes designated for a specific expense category. Common Envelope Categories You decide on your budget…

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About Me profile picture

Hi there!

My name is Katie and I'm excited you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

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