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Category: Saving Money

Stack of colorful Christmas cookies tied with string, a cheerful DIY Christmas gift idea featuring cookies and bars.

DIY Christmas Gifts: Cookies and Bars

Posted on August 24, 2025August 24, 2025 by Katie

Every year, the holidays bring joy, but they can also bring pressure—especially when it comes to gift-giving. Between store displays, social media, and endless sales, it’s easy to feel like meaningful Christmas gifts have to come with a big price tag. That stress adds up fast, leaving many of us wondering how to show love…

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Close-up of cinnamon-glazed apple slices glistening in syrup, served in a white bowl—warm, buttery, and one of the most comforting things to make with apples for easy fall recipes and holiday sides.

Things to Make with Apples: Easy Fall Recipes

Posted on July 19, 2025August 8, 2025 by Katie

I grew up in New England, where apple season wasn’t just something you marked on the calendar—it was a whole feeling. Crisp mornings, fog rolling off the hills, and the unmistakable smell of apples baking somewhere nearby. Every fall, we’d pile into the car and head to a local orchard, filling up bags with more…

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Round apple desserts coated in finely chopped nuts, topped with a swirl of whipped cream and a cherry, arranged neatly on a rectangular serving dish for an elegant presentation.

Things to Make with Apples: Easy Fall Desserts

Posted on July 17, 2025August 8, 2025 by Katie

Fall always sneaks up on me—not with a date on the calendar, but with a smell. It’s that first crisp morning when I open the window and catch a hint of woodsmoke in the air. The kind of morning that makes you reach for a sweater and start thinking about what’s in season. And for…

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Chocolate-dipped caramel apples with chopped nuts on sticks – festive things to make with apples and fun, simple fall treats for parties and kids.

Things to Make with Apples: Simple Fall Treats

Posted on July 17, 2025August 8, 2025 by Katie

There’s a special kind of magic in the fall – and for me it always starts with apples. Growing up in New England, apple season was a whole experience. The house would be filled with the smell of baked apples, cinnamon, and butter, and you always knew fall had arrived. I still chase that feeling….

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Apple cider donuts coated in cinnamon sugar on a cooling rack with a bowl of spiced sugar—perfect for fall baking and a fun idea for what to make with apples.

Things to Make with Apples: Easy Fall Bread Recipes

Posted on July 14, 2025August 8, 2025 by Katie

Every year when the mornings turn crisp and the leaves start to crunch underfoot, I find myself reaching for that first bag of fresh apples—sometimes from a roadside stand, sometimes just from a good sale at the store. Either way, that first bite always reminds me: it’s baking season. For me, fall baking has always…

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Cheeseburger Ranch Dip served in a white bowl, filled with chopped burger, shredded cheese, green onions, sour cream, and mayo. A creamy, no-cook appetizer shown with tortilla chips in the background—perfect for parties, potlucks, or budget-friendly snacking.

Tailgate Food for a Crowd (on a Budget!)

Posted on July 13, 2025July 20, 2025 by Katie

There’s something magical about a tailgate morning—the clink of coolers being loaded, folding chairs tossed into trunks, someone yelling, “Don’t forget the mustard!” before the convoy pulls out. The food might not come from a five-star kitchen, but that’s part of the charm. Tailgating is where paper plates and touchdown dances collide—and honestly, some of…

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money, coins, stack, stacked coins, loose change, growing money, money tower, euro, currency, cash, metal money, finance, silver, wealth, prosperity, concept, idea, money, money, money, money, money

How to Budget Your Money with Intentional Spending: 3 Questions to Ask

Posted on July 3, 2025July 3, 2025 by Katie

Have you ever opened your bank statement, felt your heart sink, and wondered, “Where did all my money actually go this month?” I’ve been blindsided by that monthly statement too, and the stress is no joke. The confusion and frustration can feel overwhelming. But here’s what I’ve discovered: learning how to budget your money with…

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Couple enjoying a cozy evening by the campfire under string lights in a forest setting.

Reset Your Budget: How to Crush a No-Spend Challenge

Posted on July 1, 2025July 1, 2025 by Katie

What if you hit pause on spending for 30 days? No Target runs. No takeout. No late-night Amazon scrolling. Just a full month of financial breathing room, where you watch your savings grow and your spending habits shift—for good. That’s what a no-spend challenge is all about. It’s not about restriction; it’s about clarity. And…

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Homemade chocolate caramel coffee creamer in a vintage glass pitcher next to a cream-colored coffee canister with black lettering, styled on a wooden tray with a floral napkin.

4-Ingredient Homemade Chocolate Caramel Coffee Creamer

Posted on June 19, 2025June 20, 2025 by Katie

I still remember the first time I treated myself to one of those dreamy coffee-shop lattes—ribbons of chocolate and caramel, a cloud of whipped cream on top. It felt like a small escape from the chaos of the day. But now? Even a basic bottle of store-bought creamer can feel like an indulgence, with prices…

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person holding an american flag

Easy Make-Ahead 4th of July Appetizers to Keep Your Party Simple

Posted on June 9, 2025July 20, 2025 by Katie

Every year, I tell myself the same thing: This time, I just want to keep it simple. A backyard BBQ that’s easy, fun, and doesn’t have me rushing around while guests are already digging into the chips. I want to be present, not stuck behind the stove—and that’s where prepping ahead makes all the difference….

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About Me profile picture

Hi there!

My name is Katie and I'm excited you are here!

In 2016, I set out on a mission to learn every strategy, tip, and technique related to budgeting, saving, and debt reduction. That journey not only helped me crush my financial goals but also made it possible for me to buy my first home.
Now, I’m here to share everything I’ve learned (and the mistakes I’ve made along the way) so you can tackle your money goals with confidence too. Let’s save, budget, and build the life you’ve been dreaming of—together!

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